Texas Chapter 13 Attorneys Working Hard for Your Debt Relief
Did your Texas employer's bankruptcy lead to your joblessness, debt struggles and threats by lenders to foreclose on your home?
Are you a business owner whose entire industry is failing during the recession? Have you fallen behind on commercial purchase or lease payments?
Don't resort to risky, heavily advertised debt consolidation schemes, 401(k) cash outs or reverse mortgages. Federal bankruptcy protections have brought many individuals, families and corporations back to solvency, and put them back on the road to success.
At the Lonergan Law Firm PLLC in Dallas, our Chapter 7 and Chapter 13 legal team offers valuable consumer bankruptcy advice for the "fresh start" liquidation or gradual, healthful repayment plan that may be best for you. Our Chapter 11 lawyers explain bankruptcy protection strategies that can bring your business back.
Attorney Gaylene Rogers Lonergan founded our real estate and business law practice more than 25 years ago to help people like you, and businesses and families like yours. You may have fallen on hard times through no fault of your own. You may be a casualty of the recession, or hit hard by a sudden expense like medical care, contested divorce or mounting credit card debt.
Regardless of how you got into financial trouble, our job is to get you out of it and prepare you to fight another day for the well-being of your loved ones and career.
Experienced Bankruptcy Legal Leadership in Dallas, Statewide and Nationally
Our detail-minded, service-oriented, quality-conscious Dallas law firm provides comprehensive, dependable legal services to institutional and private lenders asserting their rights as creditors in federal bankruptcy court; and individuals and businesses considering filing Chapter 7, Chapter 11 or Chapter 13 bankruptcy to recover from an oppressive debt load and regain stability. Contact us to discuss the debt relief strategy that is right for you.
Lonergan Law Firm bankruptcy lawyers arm you with the facts and options you need to be aware of for sound decisions on debt-relief approaches such as:
Chapter 7: "fresh start" remedies that discharge credit card and medical debt, provide property exemptions that allow you to keep possessions, and a means test for qualification on the basis of income
Chapter 11: allowing you to continue with the smooth operation of your business while you restructure, reorganize and repay debt under court supervision
Chapter 13: a three- to five-year repayment plan with an automatic stay that keeps banks, lenders and bullying bill collectors at bay
A bankruptcy filing gives you the breathing room to bring your company or family back from financial distress. Federal protections can put a stop to home foreclosure, auto repossession, wage garnishment and creditor harassment.
Contact the Lonergan Law Firm PLLC
Phone, e-mail or fax our Dallas Chapter 7 bankruptcy attorneys for a free initial consultation. Se habla español.
We are a debt relief agency that counsels clients according to federal Bankruptcy Code.


